Housing in America: The Next Decade, a new research paper authored by John K. McIlwain, senior resident fellow, Urban Land Institute and ULI/J. Ronald Terwilliger Chair for Housing, determines that emerging demographic trends and consumer behavior will be the major drivers of new housing opportunities, resulting in a residential market “vastly different from the one that existed prior to the recession.”

The Shared Equity Homeownership State Policy Review, prepared by the Center for Housing Policy and funded by the Ford Foundation and NCB Capital Impact, examines shared equity homeownership policies at the state level, looking at 22 states that either support or hinder the development of shared equity homeownership.

Two briefs, How Transportation Reform Could Increase the Availability of Housing Affordable to Families with a Mix of Incomes Near Public Transit, Job Centers, and Other Essential Destinations and Regional Coordination in Atlanta Metro and in the Twin Cities: Understanding the Challenges and Opportunities of Coordinating Housing, Transportation and Workforce Policies were released by the Center for Housing Policy and the Metropolitan Planning Council. The briefs promote improved coordination of land use, housing, transportation, and workforce policies.

Foreclosure in the Nation’s Capital: How Unfair and Reckless Lending Undermines Homeownership, published by the National Community Reinvestment Coalition, looks at a sample of Washington, DC, area loans made between 2004 and 2007, examining the borrower, loan, and neighborhood characteristics that drove subprime lending and foreclosure. The study builds on other examinations of subprime lending and provides an expanded understanding of the causes of foreclosure.

Foreclosed Properties in NYC: A Look at the Last 15 Years, released by New York University’s Furman Center for Real Estate and Urban Policy, analyzes the outcomes for one- to four-family properties that entered foreclosure in New York City between 1993 and 2007. The report looks at what happens to those properties, including how many homeowners are able to stay in their home, how many sell their homes, how many complete the foreclosure process and end up in REO.

A Path to Homeownership: Building a More Sustainable Strategy for Expanding Homeownership, by Rick Jacobus and David M. Abromowitz for the Center for American Progress, looks at the availability of targeted purchase assistance programs such as shared equity housing that address wealth barriers to homeownership.

Landscapes of Foreclosure: The Foreclosure Crisis in Rural America, by Adam Wodka for Harvard’s Joint Center for Housing Studies and NeighborWorks America, portrays the rural housing crisis as a “unique, complex crisis all of its own” and says that recovery is still a long way off.

Improving U.S. Housing Finance through Reform of Fannie Mae and Freddie Mac: Assessing the Options and Building Environmentally Sustainable Communities: A Framework for Inclusivity were released in early June by Furman Center for Real Estate and Urban Policy. The first paper offers an assessment of alternative proposals for the future of Fannie Mae and Freddie Mac, ranging from nationalization to dissolution. The second paper, written in collaboration with researchers at The Urban Institute, explores the intersection of two of HUD’s policy goals—encouraging sustainable communities and enhancing access to opportunity for lower-income people and people of color—and includes an original empirical analysis of how these goals interact at the neighborhood and metropolitan area levels.