Subject: Financial Well-Being

  • Is Financial Unsteadiness the New Normal?

    A yearlong analysis of 200-plus households suggests that we should add a third leg to the financial security stool along with income and assets—cash flow.  · 

  • The Ripple Effects of Income Volatility

    Research shows a connection between the financial instability of families and the economic health of communities.  · 

  • Challenging the Almighty Credit Score

    A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?  · 

  • Students participate in a college campus visit as part of the Indiana Promise program.

    College Bound

    Children’s savings accounts for higher education, even those that have accumulated only small amounts of money, can change expectations for low-income students—and they might also provide a vehicle for larger wealth transfers.  · 

  • Financial Inclusion Begins With Our Tax Code

    Changes to tax programs that support low-wage earners will strengthen gains made in the asset-building field.  · 

  • The Savvy Consumer Toolkit covers individual choices and systemic barriers.

    Why Financial Education Should Get Political

    Financial curricula for low-income households often focus on personal choices about budgeting and saving—but if they don’t also address systemic problems, exploitation, and discrimination, they aren’t speaking to their audience’s reality.  · 

  • Interview: Sheila Crowley, Past President of the National Low Income Housing Coalition

    When word came that Sheila Crowley was intending to step down from her longtime role at the head of the National Low Income Housing Coalition, we knew immediately that we wanted to do an exit interview with her. Crowley has led the organization through dramatic times, keeping a focus on those with the most pressing housing need when many wanted to just talk homeownership, staying the course with the National Housing Trust Fund, and modeling how to do national advocacy that leads with the voices of those directly affected. Shortly before Crowley’s actual departure, we spoke with her about how she got where she is, the state of the field, and what’s coming next.  · 

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